can you cash a voided check

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Voided Check

Put simply, direct deposit makes your life easier on payday. You don’t have to pick up a check from your employer, you don’t have to physically deposit the check at your bank and you’ll have more time in your day to do other things. Boiled down even more, most employers just need your personal information, your bank information and how much money you’d like to send to each account . The forms and other requirements such as a voided check are just there to help make the process easier and more secure for you.

can you cash a voided check

This information can be used to set up the account for salary payment or mortgage or EMI payment. You want to get direct deposits from the organization which is faster electronically way. But for that, you may need to provide banking information to the organization such as bank account number. By voiding a check, you can provide the information to the organization.

Alternatives to a Voided Check

A voided check cannot be used to cash out or deposit the money. Thus it feels like a useless check but it is a very important document for passing the banking information to another party. While providing the banking information to someone one should voided check keep in mind that the check should not be used as a blank check by someone. Rather the person who is receiving the check can fill out the banking information which is provided in voided check to transfer the fund into the check writer account.

Can you cash a check after its void?

Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.